Food and Fashion

Diamond Buying Guide 2019 – How To Buy The Perfect Engagement Ring

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This story was up to date in January 2019.

So, you’re out there together with your fiance trying to purchase an engagement ring, and there are a ton of issues operating via your thoughts. You’re apprehensive concerning the form, the reduce, the dimensions, and it is advisable to take into consideration the kind of diamond and the color. Earlier than all of this, you should plan a price range and determine on a financing technique. Feeling dizzy already?


Picture supply: Pexels

An engagement ring is an enormous funding and subsequently wants an equally huge funding when it comes to planning and analysis… fairly the identical means you go about shopping for a automotive, or an enormous mortgage. So, earlier than you go all giddy with pleasure or fear, we want to scale back a number of the doubts you could have about shopping for an engagement ring. The following pointers will assist maximise your funding in addition to enable you to land the right engagement ring you’ve all the time been wanting to point out off. That is the engagement ring information you’ve got been ready for. Right here you go!

All About Diamonds

Finances And Monetary Wants

Form Of Ring

Choosing The Proper Stone

four Cs Of Diamond

Form Of Gemstone

Materials Of Ring

Measure Measurement Of Finger

Certification And Guarantee

Locations To Buy Engagement Ring

Why Diamonds?

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Picture supply: Pexels

The at first query lots of us ask is why do virtually all engagement rings want a diamond. Nicely, truly you don’t. You’ll be able to simply choose for easy gold bands. The diamond engagement ring is a masterstroke when it comes to advertising by corporations and consortiums which might be within the enterprise of diamonds and somewhat little bit of medieval European historical past. Legend goes that the Archduke Maximillian of Austria ordered the very first diamond engagement ring on document for his fiance, Mary of Burgundy. This sparked a development for diamond rings amongst European royalty, which then acquired ‘trending’ among the many plenty.

At this time, diamond engagement rings are marketed as the last word image of affection and dedication and large diamonds undoubtedly make a press release.

First And Foremost, You Want A Price range

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Picture supply: Pexels

Earlier than you dive into the catalogues and the numerous engagement ring web sites, you’ll want to take into consideration how a lot you need to spend in your ring. It’s very easy to go overboard with diamonds. Establishing a finances will assist you to determine on the form, measurement and minimize of the engagement ring from early on. That means it is possible for you to to reach on a hoop you each like and justifies the fee.

POPxo Protip: If a diamond is somewhat over your finances, there are numerous different choices with totally different gems which might be equally lovely. Plus, you’ll all the time win factors when displaying off a hoop that may be a little hatke!

Sorting Your Financing Wants

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Picture supply: Pexels

After you have a price range in thoughts, organise the cash to spend on the engagement ring. When you have saved up for it, there’s nothing prefer it. If not, then don’t sweat. It’s method simpler to get the financing required for a hoop than you might assume.

There are two methods to get the cash required:

  1. Private Mortgage: Relying in your credit standing, you possibly can avail a short- or lengthy-time period mortgage from most banks in India. You’ll be able to choose from totally different curiosity and reimbursement plans to fit your comfort. Learn extra about it right here.
  2. EMI schemes: Plenty of corporations are providing handy EMI schemes to assist ease the price of paying for a diamond engagement ring at one go.

POPxo Protip: An EMI is an effective choice in case you have a bank card, and helps save time and the paperwork required for a mortgage. You’ll be able to weigh the general prices of a mortgage vs an EMI and take your last determination.

Deciding The Sort Or Form Of The Ring

They are saying step one is all the time the toughest. That holds true for many issues in life, and extra so for engagement rings. A number of elements can affect your choice – the clothes to be worn alongside it, the sort of trend type the individual sporting it has and even the totally different developments of the season. To assist you higher determine, we now have narrowed down a couple of widespread shapes of engagement rings to assist usher you in the fitting course.

The Basic Diamond Ring

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Picture supply: Pexels

There’s nothing higher to show that much less is certainly extra. A skinny strip of metallic holds the diamond or the gemstone in place, giving the phantasm that it’s floating. It’s easy, elegant and a private favorite of celebrities like Amal Clooney and Natalie Portman.

The Twisted Vine Diamond Ring

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Picture supply: Pexels

If you would like one thing a bit totally different, then this form of engagement rings actually stand out. Items of valuable metallic are tied right into a ribbon on the prime and capped off with a gemstone. Designed like a grapevine, the strands are sometimes encrusted with smaller diamonds.

The Pavé Diamond Ring

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Picture supply: Pexels

Pronounced as ‘pa-vay,’ this actually means ‘to pave’ in French. In basic Parisian type, this ring doesn’t maintain again on the glamour quotient. The ring of metallic is paved with gems or diamonds holding them in place. A big stone sits atop the ring, giving the impact of a neverending sparkle.

POPxo Protip: Confused about the kind of ring you favor? Ask the vendor if they’ve an trade coverage. Usually, all ring sellers have a 30-day trade choice.

Choosing The Proper Stone To Go On The Prime

Now that you’ve the kind of ring out of the best way (or are nonetheless deciding!), it’s time to decide on what sort of stone you need on the prime. Almost everybody we requested answered that they might solely see a diamond on prime of an engagement ring. Nevertheless, it’s not solely uncommon to see a special gemstone – notably sapphire.

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Picture supply: Pexels

Since it is just second to diamonds on the Mohs scale of hardness, sapphires make a worthy substitute. Diamonds are a 10 on the size (among the many hardest objects recognized to man), whereas sapphires are a 9. Each stones are arduous sufficient to outlive the common put on and tear of on a regular basis life.

The 4 Cs of Diamonds

All diamonds are judged upon 4 necessary traits – reduce, color, readability, and carat weight. The 4 Cs decide crucial think about a diamond buy – its worth. Discovering the appropriate stability between these 4 Cs is essential in getting the right engagement ring.

Minimize

A diamond’s biggest trait is the flicker it produces, which makes the minimize of the stone crucial of the 4 Cs. A reduce can affect the best way the diamond interacts with mild and the quantity of glimmer it generates. Skilled diamond cutters in Surat or Antwerp know the exact angles and proportions to chop the diamond in order to get probably the most out of the stone. Part of the worth can also be decided by the reduce of the diamond, some cuts are costlier than others. For instance, an Emerald reduce diamond can be costlier than a Marquis reduce diamond. Coronary heart formed diamonds are the costliest.

Color

The color of the diamond, or slightly the shortage of it, is the second-most essential issue when deciding on your engagement ring. The extra translucent the diamond, the upper the grade. When diamonds type, they often lure somewhat nitrogen of their molecules, which provides it totally different colors, like purple, pink and even orange. The GIA (Gemological Institute of America) grades colors from D (being the whitest/brightest) right down to Z (virtually yellow in color).

Readability

Despite the fact that its significance falls after reduce and color, the readability of a diamond shouldn’t be ignored. Typically as a diamond is processed and minimize, the work completed can depart a number of marks and bruises. Moreover, the color, location and age may also have an effect on readability. A very clear diamond with out these microscopic blemishes is uncommon.

POPxo Protip: It’s higher to compromise on the dimensions of a diamond than readability. A tiny IF (internally flawless) diamond will probably be costlier than a 2 carat diamond of SI2 (meaning the diamond has slight inclusions or small imperfections).

Carat

Carat truly refers back to the weight of a diamond and never its measurement or high quality. The bigger the diamond, the bigger the carat. Most naturally occurring diamonds are small in measurement, often lesser than 2 or 2.5 carats. They are often additional minimize into smaller sizes.

POPxo Protip: Since entire carats (like 1.zero or 2.zero) and half carats (2.5 or three.5) are costly, it beneficial to ‘buy shy’ whereas choosing a diamond. This implies going for a carat weight barely under the entire weight (like asking for 1.9 or 2.four carats). You’ll save some huge cash and nobody will even discover the distinction in measurement!

Choosing The Form Of Your Gemstone

For those who stroll right into a diamond or gemstone vendor’s store or look on-line, you’ll discover that a lot of the stones are minimize to a spherical form. Which may provide the impression that the majority diamonds are spherical. In truth, there are ten totally different shapes to a diamond or some other valuable stone for the matter.

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Picture supply: Wixon Jewelers

For diamonds, spherical is the preferred form and this once more dates again to the European royals within the 17th century. The different widespread shapes embrace a princess reduce, a cushion reduce and an emerald reduce. Spherical is the costliest form since it’s the preferred and solely the most effective diamond cutters are handed the duty of shaping these stones.

POPxo Protip: In case your gemstone is exceeding your finances and the spherical form could also be out of your hand, you possibly can all the time choose a special one. The sq.-formed cuts like a princess minimize or cushion reduce require much less finesse and may typically be about 20-30% cheaper than a spherical reduce. Nevertheless, that doesn’t make the stone any much less lovely on an engagement ring.

Insisting For Battle-Free Diamonds

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Picture supply: James Allen

To perceive the which means of battle-free diamonds (and even sapphires, rubies or emeralds), you’ll want to know the place these gems originate. Aside from Russia and Australia, the opposite prime diamond and valuable stone producing nations are situated in Africa. In response to the analysis web site Statista, these embrace nations like The Democratic Republic of Congo (DRC), the most important producer in 2017, Botswana and Zimbabwe.

Each the DRC and Zimbabwe have borne the brunt of civil struggle and political chaos during the last 20 years. The valuable stones business is amongst these being thrust proper into the center of all this, because of the worth of the commodity. In accordance with intelligence gathered by the World Financial institution, the native diamond mines and processing centres have been recognized to be managed and operated by warlords and rebels.

The United Nations and lots of European nations like Belgium and the Netherlands had banned diamonds being exported out of battle nations within the early 2000s. The ban was lifted after the nations agreed to finish these ‘blood diamond’ camps and export solely those mined ethically.

India is the second-largest importer of diamonds and the most important of tough-minimize diamonds on the planet. Most diamonds are despatched to diamond cutters in Surat and Baroda for remaining work on them, earlier than being exported once more. A whole lot of these stones could also be being bought as antiques or for a lower cost. It’s all the time higher to insist on battle-free diamonds and asking the vendor to point out a certificates of the stone’s origin throughout buy.

POPxo Protip: Hold an eye fixed out for present conflicts across the diamond-producing areas on the earth. Alternatively, a variety of sellers now proudly sport a ‘conflict-free’ diamond as one among their hallmarks.

Deciding The Metallic For Your Ring

Choosing the metallic for the engagement ring all the time occurs after you might have chosen the diamond. This manner you understand how a lot is remaining and may determine how far more you’ll be able to spend.

Often, the 2 fashionable decisions for metals are all the time platinum and gold. There are different variations of gold which might be additionally common amongst sellers, notably white gold, rose gold and yellow gold.

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Picture supply: Pexels

The color of a diamond closely influences the color and selection of the metallic. A transparent diamond or a blue sapphire or emerald would sit completely atop a platinum or a white gold band. A pink diamond can be complemented by a pink gold/rose gold ring. Retaining in thoughts that though platinum and white gold look comparable, the previous is costlier on account of its sturdiness, and stature (once more by means of loads of advertising through the years).

Different metals like titanium, silver or a mixture of totally different metals (an alloy) have additionally been recognized for use to make engagement rings.

POPxo protip: A platinum band is extra sturdy and stronger than a gold one. Nevertheless, platinum is a rarer metallic which spikes its value tremendously. On the similar time, the upper value makes platinum a headache for ring makers to promote. They typically membership platinum with inexpensive prices of gems. This implies it may be picked up a far lower cost than shopping for the metallic individually.

Which Finger To Put on The Ring And How To Measure Its Measurement

Historically, most engagement and wedding ceremony rings are worn on the left ringer finger or the second finger from the left in your left hand. Though many say that we do that as a result of the blood veins on the finger instantly hook up with the guts, that isn’t utterly true. Trendy science tells us that each one our fingers are related in a single vein or one other to the guts.

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Picture supply: Pexels

The subsequent step is to measure the dimensions of the finger you or your companion needs to put on the engagement ring on. For ladies, the usual ring measurement is someplace between a 5 and a 7, whereas for males it ranges between Eight-14.

Measuring a finger is a difficult course of in case you are trying to shock your associate with an engagement ring. You might go by guesswork if you already know your to-be fiance nicely sufficient. If not, then utilizing a tape of a string is a dependable strategy to know their measurement. Nevertheless, one of the simplest ways to measure a finger is to truly attempt a number of mock rings, however that may undoubtedly wreck your shock.

POPxo Protip: In case you are planning to shock your associate with a proposal, it is suggested that you simply get their household or pals concerned. You would ask them to shortly sneak a hoop from their stash (on the pretext of ‘borrowing’ it) and shortly measure it earlier than your companion will get suspicious.

Insist On Certification And Guarantee

The final and one of the crucial very important issues to finish out of your engagement ring guidelines is the certification of the gemstone. Each registered valuable stone vendor in India is verified with an ISI certification. Ask for the supplier’s registration and the acquisition certificates if you find yourself making the cost. Insist on a money receipt, though each vendor ought to give you one.

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Picture supply: Pexels

Numerous sellers additionally promote guarantee and insurance coverage for the rings at their shops. It is strongly recommended that you simply safe your funding earlier than you allow. Ask your vendor to offer for third-social gathering insurers, in case they don’t give you one. You’ll be able to check out a few of the corporations providing insurance coverage on jewelry right here.
POPxo Protip: Plenty of sellers membership the costs of the insurance coverage together with the engagement ring together with a premium for his or her providers. These can typically drive up the costs considerably. It’s all the time really helpful that you simply check out present market charges for insurance coverage covers earlier than the acquisition.

What To Do When You Don’t Need A Model New Engagement Ring?

For no matter causes, you might not need to purchase a model new engagement ring. You might say that it doesn’t justify the funding otherwise you and your associate can’t determine upon the gemstone. In case you are on the lookout for different choices, right here’s what you are able to do.

Go Classic!

Right here’s an insider tip not many individuals would consider. Loads of us have rings which might be handed down from our mother and father or grandparents. There is a component of historical past and custom related to these rings which might attraction to many people who’re sentimental or historical past buffs.

In case you are eager on the historical past of a hoop or have a aptitude for arts and historical past, your jeweller will probably be completely happy to allow you to on a number of of his unique items. In India, jewellers additionally supply vintage jewelry from erstwhile royal households or previous landed households. These have lots of allure and often, the standard of gold and stones could be very superior.

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Picture supply: Pexels

Simply know that diamond rings are additionally weighed by their lineage and the individuals who wore them. Gems worn by royals are more likely to fetch a better worth than a model new engagement ring.

POPxo Protip: Usually a whole lot of ring makers might present some preliminary hesitation when working (or transforming) with an vintage engagement ring. Nevertheless, if in case you have a singular design or sample in thoughts, many native jewellers are all the time on the lookout for alternatives to shine with their craftsmanship as properly. Search for one in your locality and weigh the price of shopping for a brand new ring on your gemstone in contrast with working with a classic one.

Think about Collaborating With A Designer

In case you are a type of individuals who can’t stand the usual engagement ring designs on the hundredth brochure you will have taken take a look at, right here’s one other concept. You possibly can look to tie-up with a jewelry designer. We’re positive that the one identify that might have crept into your thoughts by now’s Sabyasachi Mukherjee.

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Picture supply: Pexels

Probably, each bride in India needs to put on a Sabyasachi lehenga or jewelry designed by him. If in case you have the bucks, you can decide up the telephone and provides his workplace a name. If not, then you possibly can look to tie up with plenty of younger and gifted metallic designers that don’t cost as a lot. One scroll by means of Google will throw up many designers in your metropolis, every with one thing distinctive to supply.

POPxo Protip: The greatest place to search for upcoming jewelry designers are at diamond and jewelry expos. The Jaipur Jewelry Present is amongst India’s most revered and is certainly value testing.

Go For Pre-Owned Jewelry

The worth of diamonds depreciates extraordinarily shortly. They are saying that when purchased, a diamond’s resale worth immediately reduces by a fifth. That makes a gemstone an funding value holding on or passing down within the household. Nevertheless, the identical purpose makes shopping for pre-owned diamonds and sapphires a price-efficient technique for an engagement ring.

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Picture supply: Pexels

There are lots of on-line web sites promoting pre-owned jewelry the place yow will discover lovely engagement rings that value half as a lot as a brand new one. You simply must be conscious that the vendor is disclosing all of the small particulars concerning the diamond and the rationale it’s being resold. You may also ask for the unique promoting worth and weigh it towards the present market costs to know the depreciation worth.

POPxo Protip: Typically sellers are left scratching their heads when a gemstone they bought is returned because of the smallest of blemishes. You would ask them to point out these stones in case you don’t want to shell out a fortune on a model new one.

Prime Locations To Buy Engagement Rings In India

CaratLane

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Picture supply: CaratLane

CaratLane’s affiliation with Tanishq provides its an aura of assurance and high quality. The model prides itself in making modern jewelry for on a regular basis put on in addition to trendy advantageous jewelry for these particular events. CaratLane has a heavy on-line presence as nicely. Examine them out right here.

Tanishq By Tata

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Picture supply: Tanishq

In case you are on the lookout for these uber luxurious engagement ring, head over to India’s largest jewelry model. They provide jewelry that’s meticulously made and as is unique as it’s beautiful. Check out a few of their collections right here.

P.N. Gadgil & Sons (PNG Jewellers)

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Picture supply: PNG Jewelry

PNG Jewelry have been in enterprise for over 180 years now. They’ve advanced by means of time, however nonetheless keep their basic craftsmanship of their merchandise. Whether or not is a contemporary ring you’re on the lookout for or a classic reduce (or a mixture of each), PNG has a number of the greatest choices. You’ll be able to check out their collections right here.

 

POPxo is now obtainable in six languages: English, Hindi, Tamil, Telugu, Marathi and Bangla.

 

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